America is a car-based culture, no doubt about it. We rely on our vehicles to get to work if there is no public transportation, or to get to the grocery store or the mall, or just to get out of town for a while. For young people, getting that first car is a rite of [...]

The average American family spends around $200 every month eating outside the home. This includes dining in restaurants, snacks from fast food places or delis and coffees. A lot of the time people eat out for convenience. Perhaps we need to change the way we think about grabbing food and drinks on the go and [...]

Everyone in America, it seems, has a pile of debt from the overuse of credit cards. If you are one of the fortunate few that are not in this situation, congratulations! But for the rest of us, priority number 1 has to be to get rid of debt, and that goes double for debts that [...]

Are there a lot of household items that you would love to replace but, for financial reasons, would have a tough time justifying? If so I can empathize completely. I often put these big ticket items off because the financial headaches alone make them quite daunting. These big purchases can include a variety of things [...]